Check the current IRCC requirements first
As checked October 20, 2026, IRCC says Super Visa applicants need qualifying private health insurance valid for at least one year from the date of entry. Review the official requirements again before purchase because immigration rules can change.
Confirm the policy meets the stated coverage criteria
IRCC currently specifies at least CAD $100,000 in emergency coverage and coverage for health care, hospitalization, and repatriation. Check that the insurer and policy meet the current rules for every entry to Canada.
Check what counts as proof
IRCC says the policy must be paid in full or in instalments with a deposit; a quote alone is not accepted as proof. Confirm the dates and documents issued by the insurer before travel.
Compare terms that affect the visitor
Review the deductible, exclusions, emergency assistance, and the exact wording for pre-existing conditions. Stability periods and eligibility rules vary by policy, so use the selected policy wording rather than a general summary.
Keep the documents and emergency steps together
Give the visitor and host a copy of the policy certificate and emergency contact instructions. Ask the insurer how to report a claim and which documents may be requested.
General information only; this guide is not insurance, immigration, legal, or financial advice. Rules and policy wording can change. Verify requirements with the linked government source and confirm coverage, eligibility, limits, and exclusions in the applicable policy documents before acting.
Sources and further reading
Sources checked October 20, 2026.
