FAMILY PROTECTION

Life Insurance Guidance for Your Family

Compare term, whole, and universal life insurance, as well as critical illness coverage, against your goals and budget. Product terms, eligibility, and availability vary; review the actual policy before choosing.

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Compare options with care

A CLEARER WAY TO COMPARE

What to look at before choosing

Plans can differ in important ways. Read the policy wording, confirm that you meet the eligibility requirements, and ask questions about terms that affect your situation.

Compare term and permanent life coverage, including whole and universal life
Review critical illness coverage separately and check its policy-defined benefit triggers
Check premiums, coverage period, exclusions, renewability, and any guaranteed or non-guaranteed values

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A PRACTICAL BUYER CHECKLIST

Questions to compare before choosing life coverage

Start with the people and financial obligations you want to protect. Then compare the policy details and ask for current product documents before you decide.

Purpose and time horizon: identify who may rely on the coverage and how long the need could last.

Coverage type: compare term, whole life, universal life, and critical illness as distinct products with different policy terms.

Premiums and policy duration: check how much is payable, for how long, and whether premiums can change under the contract.

Eligibility and application: review underwriting questions and answer them completely and accurately.

Policy features: check exclusions, renewability, conversion options, and any guaranteed versus non-guaranteed values in writing.

Issuer and advice: ask who issues the contract and verify the advisor's authorization for your province before proceeding.

Check official rules and product informationInsufin: term and whole life insurance overview Insufin: life insurance with investment features Insufin: critical illness insurance

General information only, not insurance or financial advice. Eligibility, availability, costs, benefits, exclusions, and any values depend on the actual policy and insurer. Verify advisor authorization and product availability for your province; review current policy documents before acting. Content checked October 20, 2026.

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A GOOD FIRST STEP

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